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You can withdraw anytime from 55. The amount you can withdraw depends on your birth year and the age you are making the withdrawal. If you have met the FRS, you can withdraw any amount above it. Do consider making that withdrawal in your retirement years.
Withdrawing for immediate retirement needs - Singapore - CPF
cpf.sg : member : retirement-income : retirement-withdrawals
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FAQs

1
Set up internet/mobile banking with your bank.
2
Log in to your bank's internet/mobile banking application.
3
Link your Singapore NRIC to your bank account at the PayNow registration screen.
4
Make a CPF withdrawal by submitting an online application.
5
You can refer to the instructional video in your preferred language.
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